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As Refinancing Wanes, Banks Are Wary of New Loans – NY Times 1-14-14

Home prices have been rising, the federal government is providing support to bolster the mortgage market, and the big banks that make home loans are strong enough to provide credit to borrowers.

Yet little has returned to normal since the 2008 financial crisis, leaving a large swath of borrowers virtually shut out of the market.

Read the article here  (NY Times 1/14/14)

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